Save Now Retirement is closer then you think Greetings Sequoyah,
Given the state of education funding right now I don't think it will be too long before we discover our retirement system in a mess. It is really up the individual to be prepared for retirement when that time comes. A million dollars seems to be the magic word for retirement. It is possible, you can retire a millionaire even on a teacher salary. The key is save now, save diligently. Lots of websites for tips and tricks and ideas and numbers. Do your research. Know before you invest.