Thursday, December 17, 2020
ego
Tuesday, December 08, 2020
Intamacy
So I am wondering what it is that makes me think that I am only loved when someone has sex with me.
That is to say. I want to have sex with someone. I know that it would be a bad idea. And yet I pursue the relationship if only in my mind. Obsess over it. Ponder it. Try to manipulate any situation into leading into the bedroom.
Why in trying to be honorable and not have sex with mara and to manipulate the situation and it would not be a good idea to have sex. Where might that lead or give her or me hope for something more. And so it is known it would be a bad idea and yet I am so offended that she does not invite me into the bedroom.
The death of ego
So I have always thought ego was this big massive thing. "he has a big ego" I was not aware that ego is also small and insidious and a liar.
Ego tells me I am not worthy. Ego tells me I am not lovable. Ego says don't even try you will fail. Ego says pay it a nevermind.
What did Stuart Smalley say... I am good enough and gosh darn it people like me.
I have dismissed the lessons for so long It is like learning them all over again or hearing for the first time in that understanding is maybe taking place.
The difference in knowing the path and living the path.
I wonder if having gone through and done and lived but the ego keeps me from becoming who I am, the whole me, the fully capable of me. And the ego forces the Me in to a mediocracy.
So the ego has to go. It can not have a hold on me and my life any longer. It is time to let go of the lies and to live fully.
Monday, December 07, 2020
alone and like
Saturday, November 28, 2020
collective consciousness
reprogram
allobe
Monday, November 23, 2020
becoming
Tuesday, November 17, 2020
Debt - Finances - Studio - Saving
Life choices create who we are and where we are going. We made choices along the way and those choices impact the future.
There is a lot to unpack here.
The House
The Studio
Savings
Investments
Retirement
Life
When I moved to Cape Cod I met some of who would become the most influential people in my life. Everything in my life took a turn there. My friend Scott was a chef. Accomplished. Very skilled. One of the best. Somehow or another he came to inherit some money, about $10,000. At the time more then any of us would see again for a very long time. So Scott bought a used BMW I don't know how much it was and he had a really nice old Impala it was a great car but I think that external status symbol if having a BMW there are something about it. So fast forward a few years and Scott was living in Colorado and met Doris and got married and the story he told me that his wedding about meeting Doris one of the things that concerned her was he didn't have anything. So he bought that car and that's a symbol of the way that we were he was I am and there was no future to be ready for there was no savings there was no and it wasn't an impulse it was a just living. And that that living gets in the way of having a life there's nothing wrong with it it's a great way to be the things that Doris wanted versus the things that Scott wanted she was prepared. You have a house you have a down payment you have responsibility you have a retirement fund you prepare for the future all of the time living moment to moment day to day there's no consideration for the future. So how can we do both have great consideration for the future and due day today moment to moment living. The the way of being known I'm stuck.
So thinking about finances the Dave Ramsey method saving baby steps doing envelopes whatever there's a method to achieve different way of being with money. Things I agree with things I don't agree with it's hard to tell. I think for normal people it's almost unattainable. To be debt free. To not have to worry about or the next is coming from. The success stories are often not very realistic. So how do you quote on quote when with money I have no idea.
My experience has been up and down life everything so financially 2007 I was in the divorce and realistically walked away with $5,000, a dilapidated RV, and my glass blowing equipment. I think I had $18,000 left on the truck I don't remember what my payment was a month. I moved in with my cousin didn't pay any rent.
I restarted the glass studio downtown Oklahoma City still living with my cousin and then started looking for a house. So just down the street from the studio I found a house for sale around $50,000. $1,350 square feet and it did not require any immediate repairs. So I got a loan for the mortgage 15 year fixed rate I don't know what the APR was from Bank of America enrolled my credit card debt and my truck payment into a loan that I could pay off using the truck for collateral so all of only had one bill that way. And I started making payments to pay everything down and get it paid off it took 2 years I'm not sure to pay off the bank loan and then it took 7 years to pay off the house. So at that point no more rent no more mortgage just daily living expenses. So doing that on a teacher salary at the time when I started that was making about 30,000 a year . I think teaching you get about $100 $150 a year step increase race in Oklahoma.
So I see on the internet the fire financial Independence retire early I just that's certainly not a possibility. I see the Forbes article that was a million dollars to retire is kind of the set desire and they ask people how long how much money they would need a year in retirement and they said $130,000 a year. A million dollars is going to last about 7 years. So in that case you can never really retire. How is it possible to spend $130,000 a year. That from somebody's making currently like $40,000 a year and then make any sense.
objective
Saturday, November 14, 2020
my nature
pursuit
Monday, November 09, 2020
what is best
authentic self
Saturday, November 07, 2020
god fearing
Saturday, October 24, 2020
cypher
Tuesday, October 06, 2020
being honest
Wednesday, September 30, 2020
take a way
Tuesday, September 29, 2020
as god
Saturday, September 26, 2020
things missed
Wednesday, September 23, 2020
Healing
I have been thinking lately as to cancer and it's destruction.
Jesus promised us that whoever believed in him could do the things that he does.
When a loved one gets cancer and is sick and dying. Those behind are giving in love and peace and healing and seek to cure the loved ones. Just as Jesus did.
Is our faith not strong enough? Where did we fail? Why am I not worthy?
Sunday, September 20, 2020
be open
Tuesday, September 15, 2020
colonization
Sunday, September 13, 2020
irony
Friday, September 11, 2020
empty
Sunday, September 06, 2020
ordinary two
Saturday, September 05, 2020
coalesce
Friday, September 04, 2020
ordinary
Sunday, August 30, 2020
invite
Friday, August 28, 2020
birthday night
Wednesday, August 26, 2020
hollow bone
Saturday, August 22, 2020
realize
Saturday, August 15, 2020
expectation
Friday, August 14, 2020
Wednesday, August 12, 2020
maintaining nance
Wednesday, August 05, 2020
16 lessons
Tuesday, August 04, 2020
hold on
Monday, August 03, 2020
the work
Saturday, August 01, 2020
victim
Thursday, July 30, 2020
Wednesday, July 29, 2020
Authentic Self
Saturday, July 18, 2020
loneliness
Thursday, July 16, 2020
operation meyham
relationship
Sunday, July 12, 2020
easy wind
Friday, July 10, 2020
tyranny
Thursday, July 02, 2020
There and back again
Monday, June 22, 2020
gone girl
Owning a dog
Friday, June 12, 2020
sasquatch
At this point I raised my voice and said "I am going to ask you two to stop playing like that. You need to stop that behavior". They did stop.
The mother was about three feet away from the table waiting for the snow cones. She was very upset that I would discipline her children in this way. That they had special needs. She said she would have paid for the umbrella if they would have broken it. I did not have a right to intervene in the situation.
I do feel like it is my duty to try to intervene in behaviors of others that is not appropriate. We have a social contract on behavior. It takes a village is one of the sayings that was very popular not long ago.
Saturday, May 30, 2020
time and space
Tuesday, February 11, 2020
Dad
So we will have to see what happens. There is a new medication that is supposed to help.
Monday, February 10, 2020
Retirement Planning
I have been saving in earnest towards retirement for a while, maybe the past ten years. At 52, it is not a very long while to have been saving for retirement. I did have a IRA account through my school but rules changed and I could no longer contribute to that account so it has sat dormant since. I was not happy with the high percentage cost IRA's they offered after that so stopped contributions in that way. I do have a pension through the teachers retirement system. It is a good program if one continues to teach for the full thirty years on the rule of 90. Retiring from teaching after twenty years, not so much.
I read a bit. The Mr. Money Mustache , I just found Get Rich Slowly, The Dave Ramsey fellow. It is all a bit overwhelming and too much. Today, I found a good article on $1000 a month in retirement, basically it is necessary to have $240,000 in an account earning at least 5% return in order to pull out $1000 a month. For every $1000 a month desired, one needs $240,000 in a "retirement" account.
In many ways retirement wise I am fortunate. I am basically single with no children. I have a good job that pays slightly less than the median household income in Oklahoma. I bought a house about 10 years ago in a rough part of town for abut $50,000 and got it paid off. My truck has 250,000 miles on it. Dining out is my biggest expense. Things are changing in my girlfriend just got a new house. We will be fixing it up and using the current house as a short term rental or an AirB&B.
I have a glass studio that breaks even on expenses and earnings each year. I do pay myself $1000 a month from the studio and put $800 (with a $24 match) a month into a Vanguard Simple IRA account. I do have a CPA for taxes and keeping everything in good order from a legal standpoint.
I have several savings accounts earmarked for purpose. I have an HSBC travel account. This account is funding through a couple of modest oil royalty checks from wells my father has given my brother and me. The HSBC card can be used outside of the US without fees. We have been to Tulum Mexico a couple of times and it is a great place to visit. I opened the HSBC account with Tulum in mind as they have a branch so getting cash is easy. I have a summer travel account that pulls automatically from checking every month. I have a house and truck savings accounts where I funnel left over funds from checking at the end of each month. I did open a Money Market Mutual Fund account with the truck fund and put money in each month as if I were making a payment on a new vehicle so I am saving now for a new truck. It is not really recommended to save for short term in a fund like that but with so little interest paid on a standard bank account or even a CD it is a risk I was willing to take.
So with all of that as to where I am. I plan on teaching for at least eight more years to make it to 30 years teaching and retirement. I am unsure of health insurance at this point but I expect to be able to maintain membership in the health system provided by the state for teachers. I have a lot of little bits of saving in retirement accounts which should add up to a little bit of supplemental income in the future. It really seems okay but is a constant fear. I think more people fear over a zombie apocalypse then they fear over saving enough for retirement and they are probably hoping for the zombie apocalypse because they do not have anything saved for retirement.
There are lots of people out there who are experienced in the ways of retirement. Folks who are experts with advice. What is the best approach? Read and read some more. Talk to folks, meet with financial planners. I have a difficult time giving money to someone for taking care of my retirement. I met with a group a few years ago and they wanted me to transfer all of my accounts into their plan and they would take care of everything for a fee. I could not see a benefit. I met with my local recommended financial adviser to get an idea of if I am going in the right direction. Things look good but yes, they want me to move my accounts over to their program and they can get a percentage of my investments. I think a good financial planner would be one willing to work together to provide the best direction. Sign posts and goals to follow, not charging a toll every year or quarter. I think that is about it. If this helps you in anyway let me know.
Tuesday, February 04, 2020
Curry Noodle Soup
https://docs.google.com/presentation/d/1gxuILX1LAdXh6kbF_dKLSBqWlfnDl4iVNHuA23P9yYs/edit?usp=sharing
Recipe for Curry Noodle Soup
Monday, February 03, 2020
Expenditures
It is difficult to know where to start and if the 10,000 foot view is enough. I remain confused most of the time and reading from others I wonder sometimes. Many of the saving money blogs repeat the same information and appear to do very well. Making money doing what they love. Traveling. Residual income. Where do I fit into all of this?
Goals -
Daily Living -
Hopes and Dreams -
Fears -
seriously in the blogging field. Why would anyone want to read read what I have to say, and then why would anyone give me money for doing it too? And then how much work is it to keep it going?
Look at my blogging progress to start. I used to blog a lot. Then just stopped. Now just now and again. Wondering about my voice, authentic voice.
Goals -
8 more years of teaching to reach retirement. With the teacher retirement system it is really necessary to get in 30 years. The difference in monthly pension is huge between 20 years ($700 a month) and 30 years ($2300 a month).
The studio - it is good. It is difficult to project into the future with the studio. Many factors contribute to the whole success of the studio. It is in a good place and is still fulfilling.
Daily Living - the monotony of daily life continues for everyone. Cook, Clean, eat, sleep, work, play, exercise, Balance.
Hopes and Dreams - A lot of what if's.
Fears - many are not founded in experience or reality.
Take stock of the whole gets to be overwhelming.
What am I going to do today in order to make the dream for tomorrow possible?
Friday, January 31, 2020
Five More Seconds
I have been trying to sum up learning the process of glass blowing. It is very much a step by step process but the mastery of craft comes with the flow of each of the steps and being able to adjust when necessary.
We were working recently and discussing the nuances of the glass. Knowing the steps and what to do next is great. It leads to the creation of beautiful things. Knowing why it is what you are doing is key. Learning to put pressure of different levels in different places to shape the glass leads to better design and better results. This is teachable and learn-able but only once a certain level of competence is reached.
Heat is glass is key. Getting enough heat throughout to have the substance move to where you want it to go with ease and efficiency. The hotter the glass gets, the more difficult it is to control. Being on the edge of losing control. Once one becomes comfortable at the control at a certain heat, it is time to get more heat. Once you have the heat that is needed stay in for five more seconds. Learn to master the glass at that next higher level. It is amazing the difference that makes in the process.
Wednesday, January 08, 2020
move up
the studio
why do I have to shrink and go away so someone else gets to grow?"
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why do I have to shrink and go away so someone else gets to grow?"
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so last Friday I was walking to the truck just about 7:00 am to held to work. it was great overcast, maybe a bit of mist in the air. looking...